> ## Documentation Index
> Fetch the complete documentation index at: https://docs.sumvin.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Subprocessors

> The vendors Sumvin uses to operate the platform, what each one does, and where they process data.

# Subprocessors

**Effective date:** 12 May 2026  ·  **Last updated:** 12 May 2026

A subprocessor is a third-party vendor Sumvin uses to deliver part of the platform. Each subprocessor on this list has been chosen for a specific function, contracted under a data processing agreement, and reviewed for security posture against the residency requirement that applies to its scope. The list is short by design — Sumvin's architecture deliberately concentrates customer data in a small number of well-controlled places.

This page is the canonical, dated list. Each entry shows the date the vendor was added; material changes (additions, removals, replacements) are recorded here with the date the change took effect and are notified to partners in advance under the partner DPA.

## Selection criteria

Every subprocessor on this list satisfies the same baseline:

* **US data processing for customer data.** Any vendor that holds or processes customer data — accounts, KYC, transactional history, key material, or operational telemetry derived from them — does so on US infrastructure. Vendors that route only non-customer data (for example, public blockchain RPC calls or short-lived signature-verification nonces) are listed separately under [Edge services](#edge-services-non-customer-data) so the scope is explicit.
* **Independent security attestation** appropriate to the function — typically SOC 2 Type II, ISO 27001, or equivalent.
* **Encryption in transit and at rest** by default.
* **A signed data processing agreement** with Sumvin.
* **A specific, scoped function** — Sumvin does not adopt vendors speculatively. Each entry below names the function the vendor performs.

## Infrastructure and data hosting

These are the vendors that hold or move customer data on Sumvin's behalf.

| Subprocessor              | Function                                                                                                                                                 | Region                     | Added    |
| ------------------------- | -------------------------------------------------------------------------------------------------------------------------------------------------------- | -------------------------- | -------- |
| **Google Cloud Platform** | Primary cloud infrastructure — compute, container orchestration, object storage, secret management, key management, observability backend.               | United States (`us-east4`) | May 2026 |
| **PlanetScale**           | Managed MySQL database — the system of record for accounts, wallets, transactions, KYC status, and authorisation records.                                | United States              | May 2026 |
| **Upstash**               | Managed Redis cache and durable workflow execution (QStash).                                                                                             | United States              | May 2026 |
| **GitHub**                | Source code hosting and continuous integration. Production credentials are not stored in GitHub; deployments are mediated by signed, attested pipelines. | United States              | May 2026 |

## Identity and KYC

Vendors that participate in identity verification and authentication.

| Subprocessor     | Function                                                                                                                          | Region                                      | Added    |
| ---------------- | --------------------------------------------------------------------------------------------------------------------------------- | ------------------------------------------- | -------- |
| **Sumsub**       | Identity verification (KYC and AML screening). Holds the underlying identity documents; Sumvin holds only the structured outputs. | United States (configured for US user base) | May 2026 |
| **Prelude**      | Phone number verification (one-time-passcode delivery and verification).                                                          | United States                               | May 2026 |
| **Dynamic Labs** | Authentication provider — wallet-based and email/social sign-in for end-users of partner applications (one of several options).   | United States                               | May 2026 |
| **Clerk**        | Authentication for partner-organisation members of the SIS Dashboard (B2B tenant authentication).                                 | United States                               | May 2026 |

## Banking, cards, and payments

Vendors that perform regulated activity Sumvin does not perform itself. Card issuing runs on [**Visa Intelligent Commerce**](https://corporate.visa.com/en/sites/visa-perspectives/newsroom/visa-intelligent-commerce-connect-ai-shopping-for-businesses.html): a user's verified Sumvin identity is carried onto a Visa card, with card issuing and cardholder-data processing performed by the regulated issuance partner named below. Sumvin does not store card numbers.

| Subprocessor | Function                                                                                                               | Region        | Added    |
| ------------ | ---------------------------------------------------------------------------------------------------------------------- | ------------- | -------- |
| **Meld**     | Crypto on-ramp, off-ramp, and bank-linking aggregation (open-banking connectivity for linking external bank accounts). | United States | May 2026 |

## Cryptographic key custody

| Subprocessor         | Function                                                                                                                                               | Region        | Added    |
| -------------------- | ------------------------------------------------------------------------------------------------------------------------------------------------------ | ------------- | -------- |
| **Google Cloud HSM** | Hardware security modules for agent signing keys, JWT issuer keys, and field-level encryption keys. FIPS 140-2 Level 3. Keys never leave the hardware. | United States | May 2026 |
| **Turnkey**          | Custody of minter keys used to mint identity NFTs at the end of KYC. Scoped to mint-transaction signing only; does not hold user funds.                | United States | May 2026 |

## AI and assistive features

Vendors that participate in Sumvin's AI-powered features (chat, insights, assistive flows). The specific large-language-model inference provider is named in the compliance pack provided under NDA; LLM providers are selected for US-hosted inference and contractual no-train-on-customer-data terms.

| Subprocessor               | Function                                                                                                                                       | Region        | Added    |
| -------------------------- | ---------------------------------------------------------------------------------------------------------------------------------------------- | ------------- | -------- |
| **LLM inference provider** | Large language model inference for in-product AI assistance. Provider named in compliance pack. Customer prompts are not used to train models. | United States | May 2026 |
| **Langfuse**               | Prompt management and AI observability.                                                                                                        | United States | May 2026 |
| **E2B**                    | Sandboxed code-execution environment used by AI features.                                                                                      | United States | May 2026 |

## Observability and operations

Vendors that receive operational telemetry. Sensitive payloads are redacted before reaching these systems.

| Subprocessor | Function                                                                                     | Region        | Added    |
| ------------ | -------------------------------------------------------------------------------------------- | ------------- | -------- |
| **Logfire**  | Application traces, logs, and metrics.                                                       | United States | May 2026 |
| **Statsig**  | Feature flag configuration. Receives feature-flag evaluation context, not raw customer data. | United States | May 2026 |

## Hosting partners for partner-facing surfaces

| Subprocessor | Function                                                                                                                                                          | Region        | Added    |
| ------------ | ----------------------------------------------------------------------------------------------------------------------------------------------------------------- | ------------- | -------- |
| **Vercel**   | Hosting for the Sumvin-operated frontends (the SIS Dashboard and marketing site). End-user PII does not transit Vercel; the frontend calls Sumvin's API directly. | United States | May 2026 |

## Edge services (non-customer data)

The vendors below operate globally distributed networks. They are listed separately because their scope is restricted to traffic that does **not** carry Sumvin customer data — public blockchain RPC payloads, short-lived authentication nonces, and ERC-4337 bundler relay. They do not hold accounts, KYC, transactional records, key material, or any personally identifiable information.

| Subprocessor   | Function                                                                                                                                                    | Scope                                                                                                                                                     | Region                    | Added    |
| -------------- | ----------------------------------------------------------------------------------------------------------------------------------------------------------- | --------------------------------------------------------------------------------------------------------------------------------------------------------- | ------------------------- | -------- |
| **Cloudflare** | Edge proxy for public blockchain RPC traffic and stateless edge workers for wallet-ownership verification (SIWE nonce issuance and signature verification). | Chain-RPC payloads, signature-verification calls, short-lived authentication nonces. Profile, KYC, transactional, and key data do not transit Cloudflare. | Globally distributed edge | May 2026 |
| **Pimlico**    | ERC-4337 bundler service for sponsored on-chain transactions. Relays already-signed user operations to the public mempool.                                  | Already-signed `userOp` payloads bound for a public blockchain. Does not handle PII or customer-account data.                                             | Globally distributed edge | May 2026 |

Sumvin's contracts with both vendors include encryption-in-transit requirements and prohibit logging or retention of payload bodies beyond the operational minimum.

## Updates to this list

When Sumvin adds, removes, or replaces a subprocessor:

* This page is updated with the change and the date the change took effect.
* Partners on a Data Processing Agreement that requires advance notice are notified ahead of the change, in line with the notice period in the DPA.
* The change is reflected in the next compliance-pack revision provided to partners under NDA.

For the canonical list under your specific DPA, or to receive proactive change notifications, contact your account team.

## Change log

| Date         | Change                                                                    |
| ------------ | ------------------------------------------------------------------------- |
| 27 June 2026 | Added reference link to Visa's Intelligent Commerce Connect announcement. |
| 12 May 2026  | Initial publication.                                                      |

## See also

* [Trust & Security overview](/trust/overview) — the broader picture of how Sumvin protects data.
